"Thank you Rae for all your wonderful help! You made the process of obtaining our first mortgage a delight. We can now afford our dream home."Where in the past mortals used "documented incomes" to afford homes, this can now be conjured by the loan goddess.
For entrepreneurial Canadians like freelancers, consultants, commission sales professionals or business owners, keeping taxable income low is just plain smart. And that means your T4 should not be an indicator of your ability to carry a mortgage.
With good credit, we’ll qualify you based on the income you tell us you make. This accessible mortgage approval process works for those who worry about proving exactly how much they earn.